GET PAID FOR THE FREIGHT YOU ALREADY HAULED.

Keep your truck moving while factoring helps turn eligible freight invoices into working capital.

Waiting on brokers and shippers to pay can put pressure on fuel, payroll, repairs, insurance and everyday operating expenses. Tycoon Logistics helps carriers connect with factoring solutions designed for the trucking industry.
GET FACTORING OPTIONS
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YOU HAULED THE LOAD. WHY WAIT WEEKS TO USE THE MONEY?

Trucking runs on a cash-flow gap: the work is done long before the payment arrives, and the bills do not wait.

1. Accept the load

Carrier books the freight.

2. Deliver

Carrier completes delivery.

3. Submit invoice

Required paperwork goes in.

4. Broker/shipper terms

Payment follows its payment terms.

5. Wait

Carrier waits for the payment.

6. Costs continue

Fuel, payroll, repairs, insurance.

Factoring can offer an alternative source of working capital by advancing against eligible invoices, subject to the factoring company’s approval and terms. Not every invoice qualifies.

WHAT IS FREIGHT FACTORING?

Freight factoring is a financing arrangement in which a carrier assigns or sells eligible freight invoices to a factoring company. The factoring company may provide an advance against eligible invoices and later collects payment from the broker or shipper, according to the agreement. Structurally, it differs from a traditional business loan.
LOAD DELIVERED→INVOICE SUBMITTED→FACTORING COMPANY→WORKING CAPITAL→BROKER/SHIPPER PAYS
Actual approval, advance amounts, fees, reserves, payment terms and eligibility are determined by the selected factoring provider and the carrier’s agreement.

MORE CONTROL OVER YOUR CASH FLOW

Fuel & Operating Costs

Access working capital that can help manage fuel and everyday operating expenses.

Driver Payroll

Help maintain predictable cash flow for payroll and contractor obligations.

Repairs & Maintenance

Keep cash available for unexpected repairs and maintenance.

Insurance & Fixed Costs

Reduce the pressure created by waiting on slow-paying invoices.

Keep Trucks Moving

Working capital can help carriers continue accepting and completing loads.

Business Growth

Additional working capital may help a carrier support additional equipment, drivers or operating needs, subject to its own financial situation.

FACTORING SUPPORT BUILT AROUND THE TRUCKING BUSINESS

Tycoon Logistics is not here to replace your factoring company. We help carriers understand the factoring process, identify available options, and connect with appropriate factoring providers.

01 — Tell Us About Your Operation

Share your company information, equipment, freight profile and current needs.

02 — Understand Your Situation

We help identify what type of factoring relationship may fit your operation.

03 — Review Available Options

We can connect you with factoring providers that serve trucking companies.

04 — Complete Provider Review

The selected factoring company handles its own underwriting, approval and agreement.

05 — Start Funding

If approved and contracted, the factoring provider handles funding and invoice-related processes according to its agreement with the carrier.

DISCUSS FACTORING OPTIONS

DON’T LOOK AT THE RATE ALONE. LOOK AT THE WHOLE PROGRAM.

A low headline fee can be offset by reserves, extra charges or restrictive terms. Review the complete agreement and fee schedule before signing. No single structure is universally better.

Factoring fee structure

How fees are calculated and when they apply.

Advance rate

The portion of an invoice advanced up front.

Reserve requirements

What is held back and when it is released.

Recourse vs. non-recourse

Who carries the risk of non-payment, and under what conditions.

Contract length / termination

Commitment period and how to exit.

Minimum volume requirements

Any monthly or ongoing volume commitments.

Fuel advances & optional services

Add-ons offered and what they cost.

Broker/shipper verification

How customers are checked and approved.

Funding speed

Stated timelines and the conditions behind them.

ACH / wire / payment options

Available methods and any related charges.

Customer service / account rep

Access to a real account representative.

Additional fees

Any charges beyond the main factoring fee.

RECOURSE OR NON-RECOURSE? UNDERSTAND THE DIFFERENCE.

RECOURSE

Under a recourse arrangement, the carrier may remain responsible for certain invoices that are not collected, subject to the agreement and circumstances.

NON-RECOURSE

A non-recourse arrangement may transfer certain credit risks to the factoring company, but coverage is subject to the specific agreement, exclusions and conditions.

Terms vary significantly by factoring provider. Always review the actual agreement before signing.

FACTORING VS WAITING FOR BROKER PAYMENT

WAIT FOR STANDARD TERMS

Payment arrives on the broker’s or shipper’s schedule.

  • Invoice submitted
  • Carrier waits according to broker/shipper payment terms
  • Operating expenses continue
  • Cash remains tied up in receivables

FACTORING ARRANGEMENT

A factoring provider may advance funds against eligible invoices, according to the agreement.

  • Eligible invoice submitted
  • Factoring provider reviews the invoice
  • Funding/advance may be provided according to the agreement
  • Factoring provider later collects according to its process
Actual terms depend on the factoring provider and the carrier’s agreement.

BUILT FOR THE PEOPLE MOVING FREIGHT

Owner-Operators

Single-truck carriers who want to understand how factoring can smooth cash flow between delivery and broker payment.

Small Fleets

Fleets managing several trucks, drivers and fuel bills, where waiting on invoices can strain weekly cash flow.

Growing Carriers

Carriers adding trucks or lanes who want to compare factoring programs before committing to terms.

Newer Motor Carriers

Newer authorities that want help understanding their options. Each provider sets its own requirements.

Dry Van

Dry van carriers hauling general freight who want to ask providers how their invoices would be handled.

Reefer

Reefer carriers with higher fuel and equipment costs may look at factoring to help manage cash flow.

Flatbed

Flatbed carriers moving open-deck freight can explore programs that serve their equipment type.

Power Only

Power-only operators pulling broker or shipper trailers can ask providers how their invoices work.

Other eligible trucking operations

Other trucking operations may be able to explore options. Eligibility is decided by the factoring provider.

Eligibility is decided by the factoring provider. Not every carrier or equipment type will qualify.

GET READY FOR THE FACTORING REVIEW

A factoring provider may request items such as:
  • Company/legal information
  • MC/USDOT information
  • Articles/formation documents
  • W-9
  • Bank information
  • Customer/broker information
  • Freight invoices
  • Rate confirmations
  • Proof of delivery
  • Existing factoring information, if applicable
  • Accounts receivable information
Exact requirements vary by factoring provider.

CONNECTING CARRIERS WITH FACTORING OPTIONS

Tycoon Logistics is building relationships with established freight factoring providers so carriers can explore available options through one trucking-focused business-support platform.
ASK ABOUT AVAILABLE FACTORING OPTIONS

FREIGHT FACTORING FAQ

It is an arrangement where a carrier assigns or sells eligible freight invoices to a factoring company, which may advance funds against them and later collects payment from the broker or shipper according to the agreement.
No. Tycoon Logistics helps connect carriers with factoring providers and does not represent itself as the funding provider. The factoring company provides funding under its own agreement.
Fees vary by provider, agreement, invoice volume, risk and other factors. Ask for the full fee schedule, including any additional charges.
Timing depends on provider approval, invoice eligibility, verification and the specific agreement.
No. Approval and eligibility are determined by the factoring provider.
Factoring is generally structured as the purchase or assignment of receivables rather than a conventional business loan, but the exact legal and financial structure depends on the agreement.
The carrier may remain responsible for certain invoices that the factoring company cannot collect, depending on the agreement.
The factoring company may bear certain credit risks of non-payment, but only as defined by the agreement’s conditions and exclusions.
It depends on the existing factoring agreement, termination requirements, outstanding reserves and other contractual obligations. Review those before making a change.
Tycoon can help carriers understand available options and connect them with appropriate providers. You should still review the actual provider agreement before signing.

STOP LETTING UNPAID INVOICES CONTROL YOUR OPERATING CASH.

Tell Tycoon about your operation and we’ll help you explore available factoring options for your trucking business.
GET FACTORING OPTIONS
CALL +1 (346) 458-0801
Email: tycoon@tycoonlogistics.site
Request factoring options
Factoring form
Submitting this form does not guarantee approval or funding. Eligibility and terms are determined by the factoring provider.
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